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Issue Brief Examines Peer-to-peer Lending Model

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Created on September 25, 2015

Types of crowdfundingThe U.S. Small Business Administration's Office of Advocacy has released a new issue brief entitled Peer-to-Peer Lending: A Financing Alternative for Small Businesses. Peer-to-peer lending (P2P) is an alternative funding model in which individual investors provide small sums as personal loans to individuals via Internet platforms.

In this brief, Research Economist Miriam Segal builds upon existing research and discusses the emerging funding option by explaining the investment model, comparing it to traditional small business financing options, and presenting implications regarding the future of peer-to-peer lending.

While the brief outlines scholarly research on various sources of capital, this report also gives the research economist, the potential investor, and the small business owner, the most up-to-date information on different opportunities for accessing capital in today’s economy.

» Download Issue Brief

Small Business Borrowers’ Bill of Rights Webinars

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Created on September 25, 2015

Small Business Borrowers' Bill of RightsHave you heard about the Small Business Borrowers’ Bill of Rights?  Want to learn more about this effort to address the emergence of predatory practices in the small business lending market?  FIELD at the Aspen Institute and theResponsible Business Lending Coalition are hosting two webinars to share information about why the BBOR is needed, what it includes, and how organizations that support, promote and advocate for small businesses can join this effort.

Register for Webinar at 2 PM EDT on October 15

Make the Switch to New Payments Technology

Blogged By: 
SBA News
Created on September 24, 2015

EMV ChipsThis October, America will take a major step to mitigate fraud and improve our financial security by migrating away from outdated credit and debit cards that transmit sensitive customer data using magnetic stripes. In 2015, it should not surprise us that a system using essentially the same technology as cassette tapes is especially vulnerable. That is why major credit card companies, lenders, and businesses are now embracing new, more secure, authenticated payment technologies.

Many consumers already have credit cards embedded with microchips in their wallets, and many more will be receiving these cards in the coming months. This technology – also known as EMV (Europay, Mastercard, Visa) – is a safer form of payment for buyers and sellers alike, as the cards are nearly impossible to counterfeit.

Doing Business with GSA Video Series

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Created on September 23, 2015

The Doing Business With GSA Video Series gives small businesses the opportunity to learn more about doing business with the federal government when it’s convenient for them.

The Countdown to Manufacturing Day

Blogged By: 
Mark Schmit
Created on September 15, 2015

Facts about ManufacturingAll over the country, manufacturing companies and other organizations are preparing to host an anticipated 400,000 people who want to experience American manufacturing up close and in person. On October 2, 2015, the fourth annual Manufacturing Day (MFG Day) will simultaneously increase public awareness about what and where manufacturing is, provide some with a pathway toward a new career, and demonstrate manufacturing’s value to the United States’ economy.

Manufacturing Day is a big, national to-do. And it should be. In 2014, manufacturing accounted for 12.3 percent of the Gross Domestic Product, supported 17.4 million jobs and contributed $2.1 trillion to the economy.

Manufacturing Day is also group effort. At its core is a team of co-producers made up of the National Institute of Standards and Technology’s Hollings Manufacturing Extension Partnership (MEP), the Fabricators and Manufacturers Association International, the National Association of Manufacturers, the Manufacturing Institute, guest producer Industrial Strength Marketing, media partners Science Channel and EdgeFactor, and movie partner American Made Movie. Together they are leading the charge to organize towns, cities and states to amplify the promise of Manufacturing Day’s mission. The goal is to challenge outdated perceptions and address workforce recruitment concerns by presenting manufacturing in a straight-forward (yet ultimately flattering) light. Manufacturers are prepping, primping, polishing and getting ready to show off what they have to offer. 

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